Key Takeaways: Drivers with a texting or distracted driving violation are penalized by insurance companies with an average increase of 27% in annual premiums. Teens are especially susceptible […]
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Garage Liability vs. Garagekeeper Liability
Key Takeaways: In addition to standard business insurance coverage, auto-related businesses may need Garage Liability and Garagekeeper Liability to be fully protected, especially when customers leave their vehicles […]
ACA Open Enrollment 2025 – The Ultimate Guide
Autumn is here, and that means it’s time for pumpkins, apple cider, and the ACA annual open enrollment period. If you need to change your ACA health coverage […]
7 strategic cyber steps for the Chief Underwriting Officer | Insurance Blog
Cyber is an expanding net-new growth area with opportunity to deliver a compelling insurance offering especially in the mid-market. Yet, the path to becoming a market-leading and profitable […]
Bicycle Accident Insurance – What Cyclist Ned to Know
Key Takeaways: Cyclists involved in accidents with motor vehicles may be covered by the driver’s car insurance policy, including UM/UIM coverage. While home insurance provides some protection, it […]
Why You Need to Update Your Homeowners Insurance Before Renting Out Your Property
Homeowners and landlords use their property differently, so they face different risks. That’s why several distinctions exist between homeowner’s insurance and landlord insurance. For insurance purposes: A homeowner […]
Navigating the next era of growth in insurance brokerage | Insurance Blog
The brokerage market has enjoyed a period of sustained revenue growth, profitability, and shareholder value, driven by favorable macroeconomic conditions. M&A activity has flourished due to easy access […]
What does market-leading cyber claims management look like? | Insurance Blog
Recently, many leading insurers have applied transformative solutions to enhance their cyber products. With the cyber insurance market projected to double to $29B by 2027, we explore what constitutes […]
College Student Car Insurance Explained
A new school year is upon us. And it’s time for parents and students to discuss affordable car insurance for college students. Whether you need to know about […]
Beyond premiums: What really drives customer loyalty? | Insurance Blog
Personal lines insurance is very price-sensitive. As discussed previously, maintaining a 20+% expense ratio is not feasible for insurers. Beyond pricing, what truly fosters customer loyalty, and how […]
5 areas of algorithmic underwriting advantage | Insurance Blog
Use of algorithmic underwriting is increasing across the insurance industry. With enhanced decision-making and improved risk assessments, an algorithmic approach to underwriting can optimize operations for insurers and […]
4 strategic ways to achieve a 12 – 15% expense ratio | Insurance Blog
Navigating the competitive P&C personal lines market The global P&C personal lines market, which historically saw premium growth at 3%, has risen sharply to more than 15% in […]